IsAAc Ng

WITH THE RIGHT KNOWLEDGE & PROVEN STRATEGIES

You Can Achieve And Start Your Assets Progression For Your Retirement Funds & Luxurious Lifestyle

YOU MAYBE THINKING :


	Should I buy, sell or hold my property then?
	Can I Really Upgrade My Property?
	I don’t know where to start and how to do it?

It is possible to upgrade in a safe & stress free manner by having right plans & strategies.

I have plenty of clients earning from $7k to $8k.

After utilizing my Personalized Step-By-Step Assets Progression Strategy, they have successfully upgraded their property.

Mr & Mrs Lim, both 36 years old, were owners of a 4 room HDB flat. Their plan was to pay fully for their property or upgrade to a maisonette.

But after doing detailed calculations & explaining different options to them, they had learnt better way of managing their money with my STRATEGIES.

With my ASSET PROGRESSION STRATEGIES, they could :

- Upgrade to a condo and get another property for investment

- Have extra funds for their own use after this process.

They have since upgraded to a Condominium without touching any of their savings, and even have a CASH reserve of $130,000, with my meticulous calculations & conservative planning.

Let’s meet for a NO-OBLIGATION & FREE sharing session and I would show you how!

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You May Be Thinking That, You Have Almost Fully Paid Off Your HDB, Why Should You Upgrade?

YOUR WEALTH IS BEING EATEN AWAY MONTH AFTER MONTH WHEN MORE & MORE OF YOUR CPF IS BEING LOCKED IN YOUR HDB

With most or all of your CPF channelled into your HDB flat, you lose

- The 2.5% interest you could have earned if you had left it inside CPF

- The accrued interest of 2.5% be returned to CPF when you sell eventually

That is total of 5% TAKEN AWAY from you, year after year.

For example, if $250,000 worth of CPF funds is used to pay for your HDB, at the end of 5 years, you lose $32,850 in interest earnings at the end of 5 years.

Selling your HDB at the end of 5 years, you would need to return $282,850 to CPF, which is $32,850 less cash from the sales proceed of your property.

In Total, Your Loss = $65,700!!

DID I MENTIONED THE 2.6% INTEREST YOU PAY EVERY YEAR FOR YOUR HDB LOAN?

So how can you escape from this TIME BOMB? Let’s meet up for a non- obligatory session with me to find out!

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Let's say you are thinking of upgrading your property to a $500k HDB or a $1mil condo

Which Do You Think Works Better For You?

You may be thinking that if you were to purchase the condo, you would need to give a higher cash outlay and monthly mortgage

This is what Mr & Mrs Lim thought too

But real estate is crucial to a person's retirement plan.

Mr and Mrs Lim 35 years old. In 30 years time, they would reach the retirement age of 65 years old.

The average age of Life Expectancy in Singapore is at 85 years old which means they would expect to live for 20 years after retiring.

Let's say they spend only $3,000 a month,

$3,000 X 20 years = $720,000

They would need $720,000 to retire on $3,000 a month

Let's say they want to sell their property and downgrade to a $300k HDB flat for retirement

If they had purchased and upgraded to a $500k HDB

They would have a $500k HDB flat that is fully paid.

After selling the $500k HDB and moving over to the $300k HDB, they would get back $200k

Based on a monthly $3,000 spending, they would have used this $200k in 6 years.

BUT

If they had purchase and upgraded to the $1mil Condo

They would have a $1mil Condo that is fully paid.

After selling the $1mil Condo and moving over to the $300k HDB, they would get back $700k

Based on a monthly spending of $3,000, this $700k can last them for 20 years.

IF YOU ARE THINKING OF STAYING PUT

You may have to return your flat to the state when the 99 year lease is up

If You Are Looking To Sell, You Would Have :

Lesser cash proceeds due to CPF accrued interest

Your buyers are only limited to citizens and PRs

Competing with new and upcoming BTO flats

Let Me Show You My Strategies

My step-by-step asset progression strategies are easy to utilized for you to achieve your financial goals easier

What You Can Expect From My Sharing Session :


	How you can increase your income
	How you can restructure your real estate portfolio.
	How you can upgrade to private without using your savings
	How you can give your family a luxurious lifestyle while planning a better future.
	How my STRATEGIES can generate extra funds for you and get you upgrade to a private

Click Here For A FREE Sharing Session

About IsAAc Ng

Hi, I am IsAAc,

I'm a real estate agent with many years of experience. With my knowledge and experience, many friends/clients had benefitted who engaged my services.

Contact me for a FREE CONSULTATION on to how you can proceed with your asset progression plan OR just want to find out more.

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MY CLIENTS TESTIMONIALS

Thank you for the professionalism and high level of service you provided during the purchase of my new home. Isaac is friendly, knowledgeable & helpful throughout. He's responsive and able to solve my problems within a short period. I look forward to recommending you to others with my testimony.

- Yovita Christianti

I want to express my appreciation to Isaac for an extremely professional approach to the listing, advertising and sale of my property. He managed to sell my unit at a price which is higher than my expectation. A reliable agent whom you can entrust your property to.

- Lum C.C

Isaac was reliable, responsive and understanding. He was able to handle our queries well and fast. With his in-depth experience, he has handled both the sale and purchase of my family's house well with minimal disruption while I’m overseas, which impressed me further. His professionalism has impressed my family too and we will recommend you to approach Isaac for any of your housing needs.

– Lawrence Tan

I've always thought that there's no need for an asset progression plan since I am single, and happy staying in my HDB flat.

But after meeting and talking to Isaac, he changed my whole perspective towards creating a nest egg and retirement plan. Isaac is a friendly and responsive agent who always reply promptly regardless the time of day. He will painstakingly create analysis charts and detailed sharing so that I can truly understand the reasons why I must undertake the journey.

He is more like a trusted partner in helping me understand the risks and opportunities, and help plan to pick the right property to maximise my returns. I highly recommend anyone who wants to transact any property, to talk to Isaac first before you take any actions. 👍👍

Pat S.P.

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Take The First Step To Gain Your Assets Progression

LEARN HOW YOU CAN GAIN FROM THIS FREE & NON-OBLIGATORY MEET UP SESSION

Click Here For A FREE Sharing Session